I used to go to Al Muzaini branches whenever I have to transfer to my house keeper. The process of going to the branch and sometimes wait in line is very annoying. One day I was complaining to my brother and he told me why are you going to the branch. You can do all transfers online, and all of the transactions that I have done in the branch will show in the app. I can literally see all the beneficiaries that the branch entered for me and choose the amount and send the money. I was resisting at first because I didn’t feel like to enter all the data for the beneficiary to transfer, but all the info was already there and I just enter the amount and pay by KNET. Try the app and you will save lots of time.